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Long readIDRWednesday, 9 September 2026

From grants to debt: Rethinking how social enterprises are financed

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Long-form analysis — an in-depth researched piece examining a policy area. Context and interpretation rather than a policy instrument.
Summary
In 2023, SNRas Systems, a social enterprise, came to Villgro, a support organisation for social enterprises, with a problem that had nothing to do with their business model. They had 19 patents in aquaculture technology, contracts with retail chains, and a clear path to scale. What they lacked was INR 50 lakh in working capital to expand to new markets. Every bank they approached said the same thing: insufficient collateral. This is a familiar scenario for anyone working with impactful early-sta
Key Facts
TypeLong read
SourceIDR Online
PublishedWednesday, 9 September 2026
Affected Population~850 million internet users, 75,000+ startups
Key Numbers
Rs 15,000 crore for Digital India initiatives
UPI: 14 billion monthly transactions
850 million+ Aadhaar-linked mobiles
GDP: $3.9 trillion (2025 est.)
Key Authorities
Ministry of Electronics & ITTRAICERT-InMinistry of FinanceRBI
Key Stakeholders
Internet UsersTech CompaniesStartupsTaxpayersBanks & NBFCsInvestors
Government Context
NDA IIIBJP-led NDA
Centre-Right
LeftCentreRight
Explore Sectors
Digital & Technology298 tracked→Finance & Economy671 tracked→Trade & Commerce145 tracked→
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