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schemeArchiveSunday, 23 September 2018

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY), 2018

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Government scheme — a structured programme with defined beneficiaries, budget allocation, and delivery mechanisms. The primary instrument for delivering welfare and development outcomes.
Summary
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Key Facts
TypeScheme
SourceHistorical Record
PublishedSunday, 23 September 2018
Affected Population1.4 billion citizens, 5 million healthcare workers
Key Numbers
Health budget: Rs 90,958 crore (2025-26)
Target: 2.5% of GDP public health spending
1.5 lakh Health & Wellness Centres planned
PM-JAY: 55 crore beneficiaries
Key Authorities
Ministry of Health & Family WelfareICMRAYUSHMinistry of Social Justice & EmpowermentNITI Aayog
Key Stakeholders
PatientsHealthcare WorkersHospitals & ClinicsBPL FamiliesSenior CitizensPersons with Disabilities
Government Context
NDA IBJP-led NDA
Centre-Right
LeftCentreRight
Impact Assessment
9/10
Impact Score
Beneficiaries12 crore families (55 crore individuals)
Budget AllocationRs 7K Crore
Coverage33 states/UTs (except Delhi, Odisha, West Bengal)
Implementation StatusOperational
85% implemented
Key Outcomes
  • Rs 5 lakh health cover per family per year
  • 7.5+ crore hospital admissions authorised
  • 30,000+ hospitals empanelled across India
Challenges
  • Low awareness in rural areas
  • Empanelment gaps in private hospitals
  • Claims processing delays
SDG Alignment
3Good Health
Amendment History
20 changes recorded for this policy.
DescriptionTuesday, 28 July 2026via pib_social_justice_empowerment
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_textiles
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_tourism
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_tribal_affairs
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_urban_development
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_water_resources_river_development_and_ganga_rejuvenation
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_youth_affairs_and_sports
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_women_and_child_development
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_niti_aayog
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_upsc
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_special_service_and_features
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_eac_pm
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_financial_reporting_authority
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_pm_speech
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_office_of_principal_scientific_advisor_to_goi
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_competition_commission_of_india
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_security_council_secretariat
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_ifsc_authority
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_national_human_rights_commission
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
DescriptionTuesday, 28 July 2026via pib_lokpal_of_india
World's largest government-funded health insurance scheme providing Rs 5 lakh per family per year for secondary and tertiary care hospitalisation. Covers over 55 crore beneficiaries from vulnerable families.
Government of India press release: Update on Ayushman Bharat Pradhan Mantri Jan Arogya Yojna (AB PM-JAY)
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