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Press releaseRBIMonday, 31 August 2026

Lending and Deposit Rates of Scheduled Commercial Banks – August 2026

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Official press release — a government communication announcing decisions, milestones, or initiatives. Signals intent and often precedes formal notification or legislative action.
Summary
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during August 2026 are set out in Tables 1 to 9. Highlights: Lending Rates: The weighted average lending rate (WALR) on outstanding rupee loans of SCBs stood at 8.97 per cent in July 2026 (8.96 per cent in June 2026). The WALR on fresh rupee loans of SCBs declined marginally to 8.52 per cent in July 2026 from 8.53 per cent in June 2026. 1-Year median Marginal C
Key Facts
TypePress release
SourceReserve Bank of India
PublishedMonday, 31 August 2026
Affected Population1.4 billion citizens, 63 million MSMEs
Key Numbers
GDP: $3.9 trillion (2025 est.)
Fiscal deficit target: 4.4% of GDP
GST collection: Rs 1.87 lakh crore/month avg
PMAY-G: 2.95 crore houses sanctioned
Key Authorities
Ministry of FinanceRBISEBIDEAMinistry of Rural Development
Key Stakeholders
TaxpayersBanks & NBFCsInvestorsRural HouseholdsGram PanchayatsSHGs
Government Context
NDA IIIBJP-led NDA
Centre-Right
LeftCentreRight
Explore Sectors
Finance & Economy671 tracked→Rural Development56 tracked→
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