RBI notification: Reserve Bank of India (Rural Co-operative Banks – Know Your Customer) Amendment Directions, 2026
Rural Development
33 policy documents tracked in this sector, plus 31 related analysis, announcements and news items
Policy Type Breakdown
Top Sources
Related Sectors
Constitutional foundations
Full policy history →Where this sector's policy story begins — in the Constituent Assembly, 1946–1949.
Village panchayats as units of self-government
Article 40 is the constitutional seed of the 73rd Amendment (1992), which made three-tier Panchayati Raj mandatory, and of today's rural governance stack — Gram Sabhas, MGNREGA social audits and Finance Commission grants to panchayats. Read the debate →
Scheduled Areas and tribal administration
The Fifth and Sixth Schedules underpin today's tribal policy — PESA (1996) extending panchayats to Scheduled Areas, the Forest Rights Act 2006, and the continuing autonomy demands of Sixth Schedule councils in the Northeast and Ladakh. Read the debate →
Policy documents 33
Acts, rules, notifications, schemes and budgets in force
RBI notification: Reserve Bank of India (Regional Rural Banks – Know Your Customer) Amendment Directions, 2026
RBI notification: Reserve Bank of India (Rural Co-operative Banks – Interest Rate on Deposits) Second Amendment Directions, 2026
RBI notification: Reserve Bank of India (Regional Rural Banks – Interest Rate on Deposits) Third Amendment Directions, 2026
RBI notification: Reserve Bank of India (Rural Co-operative Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Fourth Amendment Directions, 2026
RBI notification: Reserve Bank of India (Regional Rural Banks – Cash Reserve Ratio and Statutory Liquidity Ratio) Fourth Amendment Directions, 2026
Rs 24,000 crore scheme for comprehensive development of 75 Particularly Vulnerable Tribal Groups (PVTGs) covering 22,000 villages. Provides housing, safe water, electricity, roads, mobile connectivity, and livelihood support.
Comprehensive development programme for villages along the northern border including those in Arunachal Pradesh, Sikkim, Uttarakhand, Himachal Pradesh, and Ladakh. Provides infrastructure, livelihood, and tourism development to counter depopulation.
Mission to develop and rejuvenate 75 water bodies in each district totalling approximately 50,000 Amrit Sarovars across the country as part of Azadi Ka Amrit Mahotsav. Focus on community participation and convergence of schemes.
Rs 20,050 crore flagship scheme for sustainable and responsible development of fisheries sector. Aims to enhance fish production by 70 lakh tonnes, generate 55 lakh employment opportunities, and double fisheries exports.
Flagship programme to provide functional household tap water connections to every rural household by 2024. From 3.23 crore connections in 2019 to over 14 crore connections, transforming rural water supply infrastructure.
Universal household electrification scheme to provide electricity connections to all willing un-electrified households in rural and urban areas. Achieved near-universal household electrification by March 2019.
Provides free LPG connections to women from Below Poverty Line households to replace unclean cooking fuels. Over 10 crore connections released, significantly reducing indoor air pollution and health risks for rural women.
Project to connect all 2.5 lakh Gram Panchayats with broadband through optical fibre, providing 100 Mbps connectivity. Critical digital infrastructure backbone for rural India's internet connectivity.
Comprehensive housing scheme targeting construction of 2 crore houses in urban areas and 2.95 crore in rural areas by 2024. Provides interest subsidy on home loans and direct assistance for house construction.
Nationwide campaign to eliminate open defecation and improve solid waste management. Built over 11 crore toilets in rural and urban areas and declared India open-defecation free by October 2019.
Replaced the colonial Land Acquisition Act of 1894 with provisions for fair compensation (2-4x market value), mandatory consent of landowners, social impact assessment, and rehabilitation of displaced families.
Replaced the colonial-era Land Acquisition Act of 1894. Required consent of 80% of landowners for private projects and 70% for PPP projects, social impact assessment, enhanced compensation (2-4x market value), and mandatory rehabilitation.
Centrally sponsored scheme to strengthen Panchayati Raj institutions by building capacities of elected representatives and functionaries. Aimed to improve local governance, accountability, and devolution of powers to gram panchayats.
Restructured poverty alleviation programme replacing SGSY to reduce rural poverty through self-managed Self Help Groups (SHGs). Mobilised over 9 crore women into 83 lakh SHGs with bank linkages for sustainable livelihoods.
Central Act enacted 2009-01-07. Full text on India Code (indiacode.nic.in).
Central Act enacted 2007-05-11. Full text on India Code (indiacode.nic.in).
Guarantees 100 days of wage employment per year to every rural household whose adult members volunteer for unskilled manual work. The world's largest work guarantee programme, covering over 700 districts.
Guaranteed 100 days of wage employment per year to every rural household whose adult members volunteer to do unskilled manual work. The world's largest public works programme, providing a social safety net to millions. Later renamed MGNREGA.
Comprehensive healthcare initiative to provide accessible, affordable and quality healthcare to rural populations, especially vulnerable groups. Introduced ASHA workers at the village level across India.
Major health sector initiative to provide accessible, affordable, and quality healthcare to rural populations. Introduced ASHA workers, strengthened sub-centres and PHCs, and focused on maternal and child health. Later subsumed into National Health Mission.
Expansion of the rural roads programme to provide all-weather connectivity to unconnected habitations with population of 500+ in plain areas and 250+ in hilly and tribal areas.
Launched to provide all-weather road connectivity to unconnected habitations with population of 500+ (250+ in hilly/tribal areas). Connected over 1.7 lakh habitations, transforming rural access to markets, healthcare, and education.
Campaign to eradicate open defecation through construction of individual household latrines, community sanitary complexes, and school sanitation. Predecessor to Swachh Bharat Mission. Introduced Nirmal Gram Puraskar awards.
Central Act enacted 1996-12-24. Full text on India Code (indiacode.nic.in).
Flagship rural housing programme providing financial assistance for construction of houses to BPL families in rural areas. Predecessor to PM Awas Yojana (Gramin). Provided pucca houses to millions of rural families.
Central Act enacted 1994-04-23. Full text on India Code (indiacode.nic.in).
Constitutional amendment that gave constitutional status to Panchayati Raj institutions, mandating regular elections, reservation for SC/ST and women (one-third), and devolution of powers to local self-government bodies across rural India.
Analysis & research 12
Reports, briefs and long reads
SIAM data shows passenger vehicle sales rose 36.5% and two-wheeler sales grew 10.5% in August 2026, marking the highest-ever August sales. Three-wheeler sales also rose 22.8%, supported by strong rural demand and improving financing conditions.
DoRD and PFRDA have signed an MoU to deploy 'Pension Sakhis' who will expand pension awareness and enrolment in rural India. The initiative leverages the DAY-NRLM network to reach Self Help Group members and underserved rural households.
Coir is evolving from a traditional rural livelihood into a value-added industry, creating opportunities in handicrafts, agriculture, manufacturing and sustainable products.
https://youtu.be/TAjrwzNZywc?si=u_mZb3Cw4C6qOt0D I have been harvesting mahua flowers in Dhipa Toli, Jharkhand, for the past 50 years. Our mahua trees are older than some of the residents in our small village, and have been passed down within families over generations. Traditionally, we have collected mahua through controlled burning of fallen leaves. This would separate them from the flowers, making it easier to pick the flowers. However, as the trees age, we are worried about the decline in th
“I understand my village,” a woman sarpanch in Sehore district told us. “But whenever the discussion turns to budgets, rules, or government procedures, I have to depend on the [village] secretary.” Her statement captures one of the central dilemmas of the panchayati raj today. The sarpanch was not inexperienced. She was the only woman in her community to have studied up to Class XII. For more than a decade, she had managed the mid-day meal programme through her self-help group (SHG). She had str
The Reserve Bank of India has been regularly conducting Rural Consumer Confidence Survey (RCCS). The September 2026 round of the survey is being launched. The survey collects current perceptions and one year ahead expectations of households on general economic situation, employment scenario, overall price situation, own income and spending from the households residing in the rural and semi-urban areas across 31 states/ UTs viz., Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa,
Health researchers argue that factors such as where we are, who we are with, and how we feel play a crucial role in our experience of pain, which therefore has a direct impact on our well-being. While clinical medicine often ignores these factors, palliative care recognises that pain perception is directly connected to the psychological and social conditions of a person. As a specialised care model, it brings together doctors, psychologists, nurses, physiotherapists, allied health professionals,
Indian Railways’ One Station One Product scheme has generated approximately US$ 17.21 million in sales, connecting local artisans and small producers with passengers through more than 2,300 outlets across over 2,000 railway stations.
On the morning of July 19, at around 6 am, a landslide hit Mon town in Nagaland. According to reports from the end of July, 11 people lost their lives, and the calamity impacted over 28,000 families across 280 villages and wards, damaging 1,746 houses and destroying 1,593 acres of cultivated land. Mon was among several districts affected by persistent monsoon rains, flash floods, mudslides, cloudburst and landslides across Nagaland, including Mokokchung, Longleng, Meluri, and Noklak.
https://youtu.be/oc--hkMyeBI?si=motUDovr6UBWVYtB In Meghalaya’s Khweng village, the headman was once chosen by a voice vote at a village meeting. Whoever got the most voice votes and the loudest shouts was chosen. Women were neither part of this meeting nor did they have a say. Iohnam Syiem, secretary of the Village Employment Council, and Redian Syiem, former secretary of the women’s group Seng Kynthei, pushed the village council to change this. Watch this video where Iohnam, Redian, and
RRBs recorded 10.3% growth in gross loans to US$ 6.54 billion in FY26, while maintaining strong Priority Sector Lending and expanding credit access for farmers, MSMEs and weaker sections.
In 1983, I was in Golana village in Gujarat, where my colleagues and I were working with the local Dalit population. They had been alotted around 33 acres of land under the land reform legislation, but the dominant castes would not allow them to take possession of it. I was the secretary of the local cooperative and insisted that if the land was in their name, they should be able to go and occupy it. Two emissaries were sent to the panchayat office, and the original owners of that la
Announcements 11
Official press releases
Consumer Awareness Program at Palamu (Jharkhand) by Prerna Rural Development Society nitinkumar Thu, 09/10/2026 - 18:30 Date Tue, 09/15/2026 - 12:00 District Palamu Division Consumer Affairs Date & Time Tue, 09/15/2026 - 13:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Sahdeo Mahto Contact person Email sahdeoprdsngo@gmail.com Event Category COP By TRAI Venue Details High School Kasturwa Gandhi , Palamu, Jharkhand Event From Consumer Awareness ( In House ) Co
Consumer Awareness Program at Majuli (Assam) by Gram Vikas Parishad nitinkumar Mon, 09/07/2026 - 11:59 Date Tue, 09/15/2026 - 12:00 District Majuli Division Consumer Affairs Date & Time Tue, 09/15/2026 - 12:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Madhurjya Bora Contact person Email gramvikasparishad@gmail.com Event Category COP By TRAI Venue Details Majuli Auniati Hemchandra Higher Secondary School”, Vill. & PO: Kamalabari, Dist: Majuli (Assam), PI
Consumer Awareness Program at Nuapada (Odisha) by Bhanja Institute for Rural Development (BIRD) nitinkumar Tue, 09/01/2026 - 12:33 Date Tue, 09/08/2026 - 12:00 District Nuapada Division Consumer Affairs Date & Time Tue, 09/08/2026 - 11:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Prakash Chandra Sahu Contact person Email birdkld90@gmail.com Event Category COP By TRAI Venue Details Conference Hall, National College, Khariar Road, Nuapada Event From Consumer
Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) received during August 2026 are set out in Tables 1 to 9. Highlights: Lending Rates: The weighted average lending rate (WALR) on outstanding rupee loans of SCBs stood at 8.97 per cent in July 2026 (8.96 per cent in June 2026). The WALR on fresh rupee loans of SCBs declined marginally to 8.52 per cent in July 2026 from 8.53 per cent in June 2026. 1-Year median Marginal C
Today, the Reserve Bank released the web publication ‘Quarterly Basic Statistical Return (BSR)-2 on Deposits with Scheduled Commercial BanksStatistics>Data Release>Fortnightly>Scheduled Bank's Statement of Position in India).">1 – June 20262’ on its ‘Database on Indian Economy’ portal3 (https://data.rbi.org.in Homepage > Publications). Scheduled commercial banks (SCBs), excluding regional rural banks, report quarterly branch-wise data on type of deposits (current
Consumer Awareness Program at Nuapada (Odisha) by Bhanja Institute for Rural Development nitinkumar Mon, 08/31/2026 - 11:51 Date Tue, 09/08/2026 - 12:00 District Nuapada Division Consumer Affairs Date & Time Tue, 09/08/2026 - 11:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Prakash Chandra Sahu Contact person Email birdkld90@gmail.com Event Category COP By TRAI Venue Details Conference Hall , Khariar Autonomous College, Khariar, Nuapada Odisha Event From Con
Consumer Awareness Program at Deogarh (Odisha) by PARIBARTAN nitinkumar Mon, 08/31/2026 - 11:48 Date Wed, 09/09/2026 - 12:00 District Deogarh Division Consumer Affairs Date & Time Wed, 09/09/2026 - 11:30 Programme Category CAP by CAG's Event Status In progress Contact Person Name Sudhansu Mohan Dash Contact person Email paribartan88@yahoo.in Event Category COP By TRAI Venue Details CONFERENCE HALL , Panchayat Samiti Snatak (Degree) Mahavidyalaya, Barkote, Deogarh District, Odisha, PIN-768110
Consumer Awareness Program at Baksa (Assam) by Gram Vikas Parishad nitinkumar Mon, 08/24/2026 - 14:38 Date Thu, 08/27/2026 - 12:00 District Baksa Division Consumer Affairs Date & Time Thu, 08/27/2026 - 11:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Madhurjya Bora Contact person Email gramvikasparishad@gmail.com Event Category COP By TRAI Venue Details Assam Public Academy”, Bhakuamari, PO: Ananda Bazar, Block Gobardhana Development Block, Dist: Baksa (Assa
Consumer Awareness Program at Sitamarhi (Bihar) by Yuva kriti Sangam nitinkumar Tue, 08/18/2026 - 16:05 Date Sat, 08/29/2026 - 12:00 District Sitamarhi Division Consumer Affairs Date & Time Sat, 08/29/2026 - 13:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Sanjib Kumar Choudhary Contact person Email yksangammdb@gmail.com Event Category COP By TRAI Venue Details Panchayat Bhawan Lalbandi , Block: Parihar ,District: Sitamarhi , Bihar, 843324 Event From Consume
Consumer Awareness Program at Ambedkar Nagar (Uttar Pradesh) by Nyay Bharti nitinkumar Mon, 08/17/2026 - 15:39 Date Mon, 08/24/2026 - 12:00 District Ambedkar Nagar Division Consumer Affairs Date & Time Mon, 08/24/2026 - 11:00 Programme Category CAP by CAG's Event Status In progress Contact Person Name Ganesh Kumar Contact person Email nyaybharti522@gmail.com Event Category COP By TRAI Venue Details Panchayat Hall, Gram Panchayat Songaon Block: AkbarpurDistrict: Ambedkar Nagar, Uttar Pradesh
With a view to encourage writing originally in Hindi on Economic/Finance/Banking as well as on topics of general interest, Reserve Bank of India had invited entries for Inter-Bank Hindi Essay Competition : 2026-27 through press release dated April 29, 2026. The Officers and Staff members (other than Rajbhasha Officers and Translators) of Reserve Bank of India, Public Sector Banks and Regional Rural Banks (RRBs) sponsored by them participated in the said competition. The result of the above-menti
News coverage 8
Journalism about this sector — not policy documents
Gurudatt Hegde, Commissioner, Health and Family Welfare Department, issued the order based on a preliminary inquiry report submitted by zilla panchayat CEO Gajanan Bale
Telangana CM A Revanth Reddy thanked Union Agriculture and Rural Development Minister Shivraj Singh Chouhan for the sanction of two lakh houses to the state under PMAY-G scheme.
Under the scheme, every child born in a government hospital from June 22 onwards will be given a one-gram gold ring.
CM Vijay to launch onegram gold ring scheme for newborns in Tamil Nadu
According to the email, Anganwadi workers were asked to gather rural women, distribute lighted diyas and photograph them ‘celebrating’ PM Modi’s birthday.
Vigilance inspection finds that owners of a private quarry acquired government and private land using forged documents with the support of village officials
The Puthuppanam project remained on paper for nearly a decade before gaining momentum earlier this year. Although 60 cents of land has been transferred from the Irrigation department to the Home department and work on the compound wall sanctioned, the new jail is still far from becoming operational.